With some of the top schools, restaurants, and entertainment options on Long Island, Smithtown is a great place to raise a family. Whether you are looking to buy or refinance, we can help, and our local loan officers are always ready to answer a fellow New Yorker’s questions.
Just give us a call and we can help provide you with a simple application, quick decision, and fast closing period.
91 Maple Avenue
Smithtown, NY 11787
John P Aiossa
Pre-Qualifications are an important step in today's real estate market. They show sellers that you are qualified to buy their home and that your offer should be considered above other, less serious offers.
With low inventory and interest rates, and home sales occurring at a record pace, it’s even more important for potential buyers to understand the home financing process, such as mortgage options, qualifications, down payment percentages, and other elements.Read More
When considering a rehab mortgage, it’s important to examine the various types and specific requirements, benefits, and drawbacks of each.Read More
Home equity and mortgage loans can both be used toward home purchases repairs, improvements and other upgrades, but each financing type differs in requirements, benefits, tax deductions, and repayment terms.Read More
When considering a home purchase on Long Island, it’s best to have your information and requirements updated and ready, such as financial statements and tax returns, mortgage pre-approval and commitment letters, neighborhood and realtor preferences, and more.Read More