Robert Murray

I was born and raised in Queens, NYC. I am a graduate of St John's University. I am the youngest of 4 brothers and come from a very large but very close knit Irish/American family. Family is very important to me. I like to think that on every conversation I have with a potential client and every loan application I process and I eventually close, I treat each one of them like they are a part of my immediate family. My parents both moved to America in the 1960s looking for a better life and the American Dream and they certainly did. I like to think that every time I assist a client with purchasing a home or saving them money in a refinance that I am helping my clients realize their own American Dream.

I would say my strongest attributes are my customer service and my ability to relate to my clients on a personal level. I feel that the best way to work with a client is to have open communications, trust and most important them feeling comfortable with me. This means that no matter what time of the day I will pick up your call or answer your email. Whether it is good news, bad news or no news, I always make sure that I am there for my clients and that my line of communication is always open. Communication is key during the process of obtaining a mortgage. My willingness to listen and answer any question will make it a simple one. Whether it be a late night phone call, a weekend visit or a quick text message I am always available for my clients. It is never ok to be in dark on your transaction. This is the type of service that a professional brings and I am 100% ALL IN and dedicated to my clients and will always try my best to make the transaction as quick and as smooth as possible.

I know that every situation is different and each client will need a specific loan to fit their needs and lifestyle. My experience and knowledge with all of the loan products available (Conventional, FHA, VA, USDA High Balance loans and Jumbo loans,) for purchases and refinance respectively is second to none. This allows me to be able to come up with multiple solutions for any problem. I have been in this industry for 15+ years. I've developed strong business relationships in this industry as well as strong friendships. This industry has had some significant changes in my 15+ years' experience that have drastically changed guidelines more than ever before. You need a professional that not only wants to closed your file but one who is realizes if your file will work for you and get approved. You need someone who is up to date on all guidelines and regulations in this ever changing industry. Your loan officer is only as good as his knowledge.

I am fully licensed by NMLS and can conduct mortgage business in the following states: New York, New Jersey, Connecticut, Pennsylvania, Maryland, Florida., Massachusetts & New Hampshire

Another aspect of my day to day is watching and following the market; it helps give me insight and professional advice on when it's best to lock in a rate. This has helped many clients over the years save a lot of money monthly and over the life of a loan.

When I am not helping clients achieve their financial goals, I am busy spending time with my wife and two beautiful children.