Home can mean so many different things. One thing is for sure - buying a home is a huge accomplishment, and an opportunity to become part of a community, build equtiy, and create memories to last a lifetime. We understand how significant the right home financing is for your future, and how complex it can be. We’ve simplified that process with easy to use systems and friendly service. It’s all about home. It’s all about you. Let’s begin.
There are many factors that go into qualifying for a mortgage. Sometimes, more time is needed to improve a credit score, save more money, or simply it's just not the right time to buy or refinance for you. We understand and our loan professionals can guide and educate you on what to do to get you to the point where you're ready and comfortable to move forward. We are committed to making this experience simple and stress-free from conversation to closing. We've streamlined our process and expanded our product line so that we can provide you with every opportunity to achieve homeownership.
We like to think our customers know they have us as a friend on their side every step of the way. This type of approach is part of our culture and we design this experience uniquely so our customers feel important and special, because they are.
We truly value our customer's feedback. All reviews are collected and verified through accredited software and consumer panels.
Home equity and mortgage loans can both be used toward home purchases repairs, improvements and other upgrades, but each financing type differs in requirements, benefits, tax deductions, and repayment terms.Read More
When considering a home purchase on Long Island, it’s best to have your information and requirements updated and ready, such as financial statements and tax returns, mortgage pre-approval and commitment letters, neighborhood and realtor preferences, and more.Read More
First-time home buyers may qualify for various conventional and government-backed loans, such as those offered through Fannie Mae, Freddie Mac, the Federal Housing Administration, U.S. Department of Agriculture, and Veterans Affairs.Read More
Renovation costs can be added to specific rehab loans offered through the Federal Housing Administration (FHA), Fannie Mae, and Freddie Mac for borrowers meeting specified criteria, such as down payment amounts, project scopes, credit scores, and other requirements.Read More