FHA financing is a safe and affordable loan option for many home buyers. Contour Mortgage is an approved FHA direct lender that offers a low down payment, low 30-year fixed rates, quick and easy approval and a fast closing process.
Get Started TodayAn FHA loan is a mortgage insured by the Federal Housing Administration (FHA), which is within the U.S. Department of Housing and Urban Development (HUD). It is offered through various mortgage lenders who have been approved by the government agency.
Established in the early 20th century as a part of the National Housing Act of 1934, the FHA offers an alternative option to the conventional mortgage loan. These loans make it easier for borrowers to achieve their dream of home-ownership, as they tend to have more flexible qualification requirements.
Get Started TodayThis means you can receive the aforementioned benefits directly if you qualify.
Get Started TodayTo apply for an FHA loan, you must provide a lender with certain financial information documentation about yourself:
FHA also offers a special loan product designed to finance home repairs and improvements called a 203(k) loan.
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