
Timothy Serratt
Mortgage Loan Originator
NMLS# 151413
1701 Hightway A1A, Suite 103
Vero Beach, FL 32963
Branch NMLS #2569892
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I'm so glad you're here. I want to help you get answers.
About Timothy Serratt

Tim Serratt is a licensed Mortgage Originator serving all of Florida and California. His goal is to educate clients and help find them a mortgage that suits their individual needs. While any lender can provide a client a mortgage and debt, Tim takes great care and time to dedicate value to his clients by providing advice, service and information short and long term, to the client before, during, and after the transaction. Tim is a respected and knowledgeable Loan Originator with Contour Mortgage.
Originally from Blue Island, IL, Tim has spent most of his life in Pacific Beach, CA. He is happily married to his wife Elizabeth and is a proud father to two children, Stone and Rune and family dog Marty. Tim enjoys staying active by working out, playing golf, camping, and going on long bike rides. He also finds solace in yoga and meditation, allowing him to maintain a balanced and focused mindset.
Tim's philanthropic endeavors reflect his compassion and dedication to giving back. He holds the Wounded Warrior charity close to his heart, recognizing the sacrifices made by veterans and their families. Looking forward, Tim has a few items on his bucket list. He aspires to learn how to surf, create lifelong memories with his family during an all-out European vacation, and hike the breathtaking volcanoes of Hawaii.
You're Why I Do, What I Do!
As a first-time homebuyer, I was initially overwhelmed by the mortgage process, but Tim and Liz made the experience incredibly smooth and straightforward. From our first meeting, they took the time to explain every step of the mortgage process in detail, ensuring that I fully understood each aspect before moving forward. Tim was not only knowledgeable but also genuinely invested in finding the best mortgage solution for my needs. They answered all my questions with precision and provided valuable insights that helped me make informed decisions. Their professionalism and dedication made what could have been a stressful process much more manageable.I highly recommend to anyone
Thank you, Tim and Liz for making my first home purchase experience so simple!
PS: Realtor Patty Walker makes them the dream team to purchase a home!-Elizabet Cedeno
Timothy Serratt and his team at Contour Mortgage did a stellar job in my most recent property purchase. Though we faced some unique set of challenges stemming from me being abroad throughout the closing process, Tim and team stayed on top of it all. Super easy to work with, always accessible, and goes above and beyond for his clients. I highly recommend Tim and the entire Contour Mortgage team to anyone looking for the very best in the lending market! -Svechi TI
I worked with Timothy Serratt on helping me get a loan for my new home. He was very diligent in his work prep and helped me close on time. I'd work with him again in a heartbeat.
-Sydney Dias