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Timothy Serratt headshot

Timothy Serratt

Mortgage Loan Originator

NMLS# 151413

1701 Hightway A1A, Suite 103
Vero Beach, FL 32963

Branch NMLS #2569892

www.nmlsconsumeraccess.org

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About Timothy Serratt

Timothy Serratt headshot

Tim Serratt is a licensed Mortgage Originator serving all of Florida and California. His goal is to educate clients and help find them a mortgage that suits their individual needs. While any lender can provide a client a mortgage and debt, Tim takes great care and time to dedicate value to his clients by providing advice, service and information short and long term, to the client before, during, and after the transaction. Tim is a respected and knowledgeable Loan Originator with Contour Mortgage. 

Originally from Blue Island, IL, Tim has spent most of his life in Pacific Beach, CA. He is happily married to his wife Elizabeth and is a proud father to two children, Stone and Rune and family dog Marty. Tim enjoys staying active by working out, playing golf, camping, and going on long bike rides. He also finds solace in yoga and meditation, allowing him to maintain a balanced and focused mindset. 

Tim's philanthropic endeavors reflect his compassion and dedication to giving back. He holds the Wounded Warrior charity close to his heart, recognizing the sacrifices made by veterans and their families. Looking forward, Tim has a few items on his bucket list. He aspires to learn how to surf, create lifelong memories with his family during an all-out European vacation, and hike the breathtaking volcanoes of Hawaii. 

As a first-time homebuyer, I was initially overwhelmed by the mortgage process, but Tim and Liz made the experience incredibly smooth and straightforward. From our first meeting, they took the time to explain every step of the mortgage process in detail, ensuring that I fully understood each aspect before moving forward. Tim was not only knowledgeable but also genuinely invested in finding the best mortgage solution for my needs. They answered all my questions with precision and provided valuable insights that helped me make informed decisions. Their professionalism and dedication made what could have been a stressful process much more manageable.I highly recommend to anyone

Thank you, Tim and Liz for making my first home purchase experience so simple!
PS: Realtor Patty Walker makes them the dream team to purchase a home!

-Elizabet Cedeno

Timothy Serratt and his team at Contour Mortgage did a stellar job in my most recent property purchase. Though we faced some unique set of challenges stemming from me being abroad throughout the closing process, Tim and team stayed on top of it all. Super easy to work with, always accessible, and goes above and beyond for his clients. I highly recommend Tim and the entire Contour Mortgage team to anyone looking for the very best in the lending market! -Svechi TI
I worked with Timothy Serratt on helping me get a loan for my new home. He was very diligent in his work prep and helped me close on time. I'd work with him again in a heartbeat. 
-Sydney Dias

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*The information provided by Contour Mortgage calculators are for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Contour Mortgage loan officer prior to relying on the results from the calculator. This calculator is not a commitment to lend and does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages requires additional information which is not gathered through this calculator. Information such as interest rates are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Contour Mortgage Corporation does not guarantee any of the information obtained by any calculator.

Contour Mortgage Corporation, 990 Stewart Avenue, Suite 660, Garden City, NY 11530 - NMLS ID #34384. Tel: 516-385-6900. This is not a commitment to lend. Rates, loan programs, fees, options and guidelines are subject to change without notice and are subject to restrictions and do not apply to all borrowers and situations. Licensed by the State Banking Department of Alabama, Bureau of Loan License#22601 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131135 Registered with the Colorado Division of Real Estate Mortgage Company Registration #20021019833 Licensed by Connecticut Department of Banking Mortgage Correspondent Lender License #2137 Licensed by the Delaware State Bank Commissioner Delaware Licensed Lender #023503 Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Lender License #MLB34384 Licensed by the Florida Office of Financial Regulation Mortgage Lender License #MLD445 Licensed by the Georgia Department of Banking and Finance Georgia Residential Mortgage Licensee #21897 Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License #11693 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Lender License #MC34384 Licensed by Minnesota Financial Institutions Division Company License #MN-MO-34384 Licensed by New Jersey Department of Banking & Insurance - Correspondent Residential Mortgage Lender License #0509639 Licensed by New Mexico Financial Institutions Division Mortgage Loan Company License #34384 Licensed by the State of New Hampshire Banking Department Company License #23038-MB Licensed by Licensed by New York State Department of Financial Services Licensed Mortgage Banker #B500843 Licensed by North Carolina Office of the Commissioner of Banks Mortgage Lender License #L-147950 Licensed by Oregon Division of Financial Regulation Company License #ML-5784 Licensed by Pennsylvania Department of Banking and Securities Mortgage Lender License #33359 Licensed by the State of Rhode Island Department of Business Regulation Rhode Island Licensed Lender #20112752LL Licensed by the South Carolina Board of Financial Institutions Mortgage Lender/Servicer License Licensed by the Tennessee Department of Financial Services Mortgage License #129274 Registered with the State of Texas Department of Savings and Mortgage Lending Mortgage Banker Registration Licensed by the Virginia Bureau of Financial Institutions Virginia Lender License #MC-6699 Licensed by the State of Washington Department of Financial Institutions Consumer Loan Company License #CL-34384 Licensed by the State of West Virginia Division of Financial Institutions Company Lender License #ML-38605, Broker License #MB-38604

NMLS #34384 (www.nmlsconsumeraccess.org)