With low inventory and interest rates, and home sales occurring at a record pace, it’s even more important for potential buyers to understand the home financing process, such as mortgage options, qualifications, down payment percentages, and other elements.
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When considering a rehab mortgage, it’s important to examine the various types and specific requirements, benefits, and drawbacks of each.
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Home equity and mortgage loans can both be used toward home purchases repairs, improvements and other upgrades, but each financing type differs in requirements, benefits, tax deductions, and repayment terms.
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When considering a home purchase on Long Island, it’s best to have your information and requirements updated and ready, such as financial statements and tax returns, mortgage pre-approval and commitment letters, neighborhood and realtor preferences, and more.
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