Eric Reizis

Eric Reizis is a mortgage banking executive and Non-Qualified Mortgage (Non-QM) lending specialist with over 20 years of experience in financial services. As Managing Director of Non-QM Lending at Contour Mortgage Corporation, Eric brings a rare combination of technical underwriting expertise, capital markets insight, and strategic leadership to one of the mortgage industry's most specialized and rapidly evolving sectors.

With extensive knowledge of alternative lending solutions, Eric specializes in structuring complex mortgage transactions that fall outside traditional agency guidelines. His expertise spans Debt Service Coverage Ratio (DSCR) investor financing, bank statement and alternative income documentation, asset utilization, foreign national lending, jumbo, non-agency mortgages, and second-lien financing solutions.

What distinguishes Eric is his understanding of the entire Non-QM lending ecosystem. From credit guidelines, risk assessment, and regulatory compliance to investor pricing, secondary-market execution, and operational efficiency, he approaches mortgage lending from both a transactional and institutional perspective. This comprehensive knowledge enables him to identify financing opportunities, navigate challenging scenarios, and develop practical solutions where conventional lending approaches may fall short.

At Contour Mortgage, Eric plays an integral role in advancing the company's Non-QM lending platform through product strategy, investor relationships, sales education, and process innovation. He works across lending, underwriting, operations, and capital markets to expand financing capabilities, improve execution, and equip mortgage professionals with the tools and knowledge to succeed in an increasingly sophisticated marketplace.

Known for his analytical approach, attention to detail, and ability to translate complex lending guidelines into actionable solutions, Eric is passionate about bridging the gap between traditional mortgage financing and the evolving needs of today's borrowers and real estate investors.

His philosophy is simple: Successful Non-QM lending requires more than finding a program that fits. It requires understanding the credit, the risk, the market, and the execution behind every loan.