Justin Chermak

From my humble beginnings as a youth growing up in poverty, to buying my very first home on my own. I know the joy home ownership brings better than most and I always knew that I was destined to help others. It was in real estate that I found my purpose and true calling. There is nothing more rewarding then bringing that same joy to my clients and guiding them through one of the biggest investments of their lives.

Prior to entering Real Estate, I served my country as a Sergeant in the United States Marine Corps. My position as a Firearms Instructor instilled in me the highest caliber of ethics, morals, and values. These are the core values that drive me to be the greatest version of myself for my clients.

Mortgages are very simple. The 3 main factors that come into play are Assets, Credit, and Income. Once you analyze these numbers, you can help determine the best possible outcome for your client on their home.

I started off as a Loan Officer who was just lucky enough to have one client. Soon after I had my first break, that one client transformed into hundreds. In 2021, I finally surpassed the $25 million dollar funded mark becoming one of the top 1% Loan Officers nationwide. This success coupled with graduating Summa Cum Laude from Farmingdale School of Business has helped me open my own branch within just 5 years of starting out in the business.

Since I have always been passionate about helping my veteran and first responder communities, I knew I had to take the course to become a Veteran Mortgage Advisor. I am also a member of the Homes For Heroes Lender Affiliate Program which allows me to give back at the closing table to my Veteran and First Responder brothers and sisters which eventually propelled me to become one of the top 1% producers for VA Loans nationally.

I like to think of my clients as an extended family. I work hard to make sure that I provide the most excellent service to buyers and sellers in order to earn their trust, referrals, and repeated business. This is what I call, The Lifelong Client Philosophy. My success is based almost exclusively on positive referrals.

My motto is “You can have everything you want in life, so long as you help others get everything they want first”. This is something that I've applied to my everyday practice with clients as I actively work towards helping Great Americans, reach the American Dream of home ownership!

Outside of Real Estate, I take pride in giving back to my community as a Firefighter with Halesite Fire Department, and as an EMT with Huntington Community First Aid Squad. I always found that giving back was a way of truly finding ourselves, and my volunteer contributions to my community have only increased my resolve for helping others on the path of their own American Dream.