
Karen Arena
Senior Loan Consultant
NMLS# 380813
990 Stewart Avenue, Suite 680,
Garden City, NY 11530
Branch NMLS #34384
Karen Arena is a seasoned Licensed Mortgage Loan Originator with over two decades of banking background. My personal nature and extensive residential mortgage experience allows me to provide my clients the best financing solutions.
I love helping people save money by providing the best possible mortgage available to them based upon their needs, wants and qualifications. I am a member of our local Long Island Board of Realtors. However, I do service home buyers in all areas.
Whether you are a First Time Home Buyer or a Real Estate Investor, I have the mortgage, the service and the advice you will need. I provide financing for Jumbo Products, Conventional, VA/FHA, Investors and Reverse mortgages as well as an array of Non-QM loans for those buyers who do not fit into the traditional programs.
Time is of the essence. and purchasing a home is likely your largest financial transaction in a lifetime. I specialize in communicating with my clients whether evenings or weekends. Realizing the importance of your new home purchase is what separates me from anyone else. Today with home sales and values on the increase, it's imperative you choose someone that is capable and available. My strength is being available to you when it's time to make your offer and/or negotiate a price. It is not uncommon today to see multiple offers on the same home. YOU want to have a seasoned mortgage professional on the ready to insure YOUR offer is the one that gets accepted!
I offer full Pre Approvals on the day requested and I provide the exacting financial information for you to make an informed decision. Time is money.
I take great pleasure and pride in being able to work with homebuyers to assist them in obtaining the loan that best suits their individual needs.
Realtors: I enjoy my Realtor partners and the many friends I meet along the way. Working together is such an added pleasure to my business. Many realtors have found that the Pre
Approval with mortgage commitment I offer, has assisted in making a meeting of the minds between buyers and sellers. Ask me about this service.
Let me put my experience to work for you.

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