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Benefits of a Government-Backed Mortgage text along with happy family in background
October 20 2023

Benefits of a Government-Backed Mortgage

Government-backed mortgages provide many financial benefits for first-time and repeat homebuyers, such as lower down payments, lenient credit score requirements, improvement project grants, and more.

May 22 2023

Government-Backed Loan Qualifications & Requirements

Whether you’re a first-time or repeat home buyer, government-backed loans offer lower down payments, lenient credit scores, and many other financial benefits.

Happy young couple with key in hand standing outside in front of their new home
May 01 2023

What Is a Government-Backed Mortgage & How Do I Qualify?

Insured by various U.S. federal agencies, government-backed mortgages can help borrowers achieve home ownership through lower down payments and closing fees, flexible credit scores, and other advantages.

November 14 2022

Which Loans Are Best for First-Time Home Buyers?

First-time home buyers may qualify for various conventional and government-backed loans, such as those offered through Fannie Mae, Freddie Mac, the Federal Housing Administration, U.S. Department of Agriculture, and Veterans Affairs.

November 03 2022

Types of Government-Backed Home Loans

Government-backed loans offered through the Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and Veterans Affairs (VA) can assist qualified borrowers with home purchases, and improvement and rehab projects.

September 26 2022

What Are the Benefits of a USDA Rural Development Loan?

Borrowers seeking home ownership with a limited budget and income can find relief through a USDA Rural Development Loan boasting lenient qualifications, such as no down payment requirements, credit score flexibility, and lower closing costs.

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February 17 2022

Which Home Loan Is Best for Me?

When researching and comparing the best mortgages for your needs, there are several options, such as conventional, government-backed, jumbo loans, and more—all of with unique requirements, features, benefits, and cost-saving incentives.

March 04 2019

USDA Loans vs. FHA Loans

USDA and FHA loans are both federal programs assisting low-income families and home-buyers obtain mortgages, with two important distinctions: USDA loans specifically cater to those within rural and suburban areas, while FHA loans are open to all applicants, regardless of finances or geography.

February 15 2019

Home Loans for Low-Income Families

Several popular home loans for low-income families include HomeReady, Home Possible, Conventional 97, piggyback mortgages, FHA, and USDA loans.

September 12 2018

4 USDA Loan Requirements to Keep in Mind

There are several USDA loan. You must buy a property in a rural area, which will be used as your primary residence. There are also income and credit requirements.

January 30 2018

4 Types of Mortgage Loans that Home Buyers Should Consider

Four types of mortgage loans to consider: traditional mortgage loans, FHA loans, USDA loans, and reverse mortgage loans.

September 25 2017

What Are the Income Requirements of a USDA Loan?

USDA loan income requirements are dependent upon the area in which an applicant wishes to purchase a home, as well as the number of people present in the household.

July 31 2017

What Are the Closing Costs for a USDA Loan?

USDA loan closing costs vary depending on the size of the loan and the down payment. Other factors include lender and notary fees.

March 13 2017

USDA Loans: Everything You Need to Know

USDA loans are government-backed home loans designed by the United States Department of Agriculture for low-income buyers.

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February 22 2017

What Are USDA Home Loans?

USDA home loans are mortgage loans for low-income borrowers in rural areas. In order to qualify, you must meet certain requirements.

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February 01 2017

Am I Eligible for a USDA Loan?

You must meet certain criterion to be eligible for a USDA loan. For example, you must have two years of steady income.

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