<img height="1" width="1" src="https://www.facebook.com/tr?id=568307677050997&amp;ev=PageView &amp;noscript=1">
woman-reading-on-couch

Mortgage News, Tips and Resources

Filter Articles By Topic
couple receiving keys to new home and family standing in front of sold house
September 10 2020

Buying And Selling A Home At The Same Time

If you’re considering selling your home while simultaneously trying to buy a new one, you are about to embark on two....

birds eye view of downtown new haven connecticut
August 03 2020

The Best Neighborhoods To Live In New Haven, CT

The charm of a small New England town combines with the cosmopolitan feel of a modern city in New Haven, CT. A seaside....

agent handing keys for new home over to couple
July 24 2020

What’s Better: Pre-Qualification or Pre-Approval?

In short, pre-approval is better than pre-qualification.

couple looking over finances on laptop
July 18 2020

Why Refinancing is the Silver Lining To Hard Times

Whether the economy is humming along smoothly or faltering because of a national crisis, it can often be difficult to....

Can you buy a home during covid-19
April 24 2020

Can You Buy A Home During The Coronavirus Pandemic?

Life as we know it has changed profoundly amid the novel coronavirus (COVID-19) pandemic. Anyone who typically commutes....

black couple renovating home
April 17 2020

What Are The Best Home Improvement Loans?

Home remodeling projects can get quite pricey when you figure in all of the associated costs. As such, if you’re....

Couple talking to agent about home
April 03 2020

Mortgage Commitment Letter: Your Ticket Home

Certified letter. A letter of authenticity. Letter of recommendation. Resignation letter. 

Couple looks over refinancing paperwork for mortgage
March 27 2020

Is Now A Good Time To Refinance?

The entities that have driven the American economy for decades—restaurants, airlines, hotels, etc.—are all at a....

What The Fed’s Emergency Rate Cut Means For Mortgages
March 20 2020

What The Fed’s Emergency Rate Cut Means For Mortgages

With the fallout from the COVID-19 coronavirus pandemic wreaking havoc on the global economy, the Federal Reserve twice....

Senior Couple looks over bills happily
March 18 2020

Reverse Mortgages Are Making A Big Comeback

As you age and achieve retirement, your personal income inevitably begins to slow down or stop altogether. This has the....

City scape of Brooklyn Bridge at sunset
March 10 2020

Best Neighborhoods To Live In Brooklyn

Of the five boroughs that make up the greater metropolitan area, none have seen a more drastic transformation over the....

black and asian woman shaking hands on a mortgage agreement
March 04 2020

Can You Buy A House With Student Loan Debt?

First-time home buyers face plenty of obstacles on the road to homeownership, especially when trying to qualify for a....

interracial couple shaking hands with a mortgage loan officer
February 26 2020

How To Get Pre-Approved For A Mortgage

Buying a home can seem like a daunting task—and sometimes that’s exactly what it is, thanks to a seemingly never-ending....

city port view of baltimore harbor
February 07 2020

10 Best Baltimore Neighborhoods To Live In

Few cities have had a harder time overcoming its less-than-stellar reputation than Baltimore, Maryland. Whether born in....

January 23 2020

What Items Make Up Closing Costs?

The road to homeownership is fraught with unexpected twists and turns—some pleasant, and some, well, not-so-pleasant. The....

family-in-living-room-with-kids-playing
December 27 2019

10 Awesome Long Island Neighborhoods for Young Families

Update: Our original article from 2015 featured the 10 best Long Island neighborhoods for young families. Well, it’s high....

appraisl
December 13 2019

Do I Need a Home Appraisal?

There are many steps involved when purchasing a home. The experience can be especially confusing if you’ve never gone....

couple-taking-a-break-from-painting-room
November 06 2019

203(k) Loans vs. Conventional Rehab Loans

Mortgage loans provide potential home buyers the funds to purchase a single- or multi-family home, condominium or....

Guide-to-Shopping-for-a-Mortgage
October 25 2019

Guide to Shopping for a Mortgage

For those who’ve never purchased a home before, taking the time to understand how the process works is extremely....

September 09 2019

Beginner’s Guide to Finding a VA-Approved Condo

For those who have served or are currently serving in the U.S. military, Reserve or National Guard, as well as some....

Moving Day Calendar_66145956
August 29 2019

5 Tips for Moving into a New House

On the move? Here's a few helpful tips to remember during this busy time!

August 15 2019

How to Refinance a Mortgage With a Low Income

Low-income home buyers with subpar credit may not believe refinancing their home mortgage is an option. There are other....

Blog Post - 7 Imporant items to buy for your new home
August 08 2019

7 Important Items To Buy For Your New Home

Here is a helpful list of items that should be on your first shopping trip after moving into your new home. 

July 23 2019

What Are FHA Flipping Rules?

The Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD), guarantees....

FHA
July 08 2019

11 House Down Payment Savings Tips

Before you even start looking at houses, one of the first things you need to think about is your down payment. If you....

June 24 2019

Refinancing a Reverse Mortgage

Many homeowners refinance their mortgage loans. Numerous senior homeowners inquire about reverse mortgages. Neither may....

What-Is-TRID
June 10 2019

What Is TRID?

Most people rely on a mortgage loan to purchase a home. There are many aspects to the application and home-buying....

happy-family-on-couch-looking-for-homes
May 28 2019

4 Tips for First-Time Home Buyers on Long Island

First-time home buyers on Long Island, as well as the rest of the country, are often faced with the same uncertainties.....

April 17 2019

How Much Home Can I Afford?

You probably already know that budget is a huge determining factor when buying a home. As a result, it’s important to....

April 02 2019

Best First-Time Home Buyer Programs in Florida

When you begin the process of purchasing your first home in the Sunshine State, you’ll quickly learn there are many....

March 19 2019

6 First-Time Home Buyer Myths

Buying your first home can be an intimidating process, as there are many steps involved before you can move in and begin....

March 04 2019

USDA Loans vs. FHA Loans

U.S. Department of Agriculture (USDA) loans and Federal Housing Administration (FHA) loans have similar, yet distinct....

February 15 2019

Home Loans for Low-Income Families

Nowadays, you don’t need 20% down and an above-average income to purchase a home. With the right knowledge and an ....

January 18 2019

Rehab Loans for First-Time Home Buyers

Some people enjoy taking on big projects and aren’t fazed by a home in need of significant repairs and updates. Such home....

December 03 2018

5 Facts About VA Home Loans

The U.S. Department of Veterans Affairs (VA) designed a mortgage loan specifically for veterans, active-duty service....

November 19 2018

FHA Loan Requirements

Those looking to obtain a home mortgage loan may be interested in applying for an FHA loan. This type of financing tends....

November 12 2018

Do FHA 203(k) Loans Require Mortgage Insurance?

Home buyers who obtain a loan are often expected to pay mortgage insurance, which protects the lender if the borrower....

What-Does-a-203(k)-Loan-Do-
October 29 2018

What Does a 203(k) Loan Do?

A 203(k) loan is a type of mortgage loan that is guaranteed by the government agency Federal Housing Administration....

Replica Toy House in front of House Buyers signing forms
October 10 2018

How to Get a Mortgage With Low to No Down Payment

Home ownership not only results in financial benefits as a great investment, but it’s also a rewarding source of personal....

September 27 2018

What Are the Benefits of a USDA Rural Development Loan?

A USDA rural development loan—also referred to as a USDA or rural loan—is a type of mortgage financing for home buyers....

September 19 2018

How to Choose the Right Mortgage Company

Buying a house is a decision that will affect you for years to come, so it's important to choose the right loan, and the....

September 12 2018

4 USDA Loan Requirements to Keep in Mind

Offered by the U.S. Department of Agriculture, USDA loans can be advantageous for many home buyers, whether they’re....

Man holding Toy Replica house
August 09 2018

Where to Get an FHA Home Loan on Long Island

When you’re looking to get a loan from a mortgage lender on Long Island, you have the option to go to any one you want.....

close up shot of veteran's gear and individual standing on sidewalk
August 01 2018

5 Programs to Help Veterans Buy a Home

There are thousands of military veterans and active-duty service members in the United States, and many need financial....

pope-moysuh-229262-unsplash-WEB
July 30 2018

5 Home Safety Tips for your Summer Vacation

#MoneySavingMonday Getting ready for a family vacation? Check out these tips to avoid any unwanted guests to your home....

close up shot of a hand holding out keys
July 10 2018

The Pros & Cons of Getting a Rehab Mortgage

Those looking to purchase or refinance a home and renovate it have additional mortgage options compared to those who just....

July 02 2018

What Does the FHA Do?

The Federal Housing Administration (FHA) is a part of the U.S. Department of Housing and Urban Development (HUD). While....

June 29 2018

Fast Fact Friday: 30% of first-time home buyers are now Millennials

#FastFactFriday - 30% of first-time home buyers are now Millennials - It's a digital world

 

June 22 2018

Fast Fact Friday: Is there such a thing as getting Pre-Approved too early?

#FastFactFriday - Is there such a thing as getting pre-approved too early in the home buying process? Is it better to....
June 08 2018

What Impacts Your Credit Score?

When looking to secure a home mortgage loan, your credit score must be up to par. While some loans are more flexible than....

close up of hands shaking at a coffee shop
May 25 2018

Pre-Qualification vs. Pre-Approval vs. Commitment Letter

Buying a home can be competitive, whether it’s a buyer’s or a seller’s market. You may find the perfect property that....

May 18 2018

5 Things to Know About Fannie Mae HomeStyle Loans

The Federal National Mortgage Association, commonly referred to as FNMA or Fannie Mae, offers the HomeStyle® Renovation....

May 04 2018

What Is the Mortgage Escrow Process?

The term “escrow” is applicable to various industries, but you’re probably most familiar with it in the context of buying....

April 18 2018

6 Benefits of a VA Loan

If you or your spouse has ever served or is currently serving in the military, you may be eligible for a VA loan. This....

close up shot of marking lumber for cutting
April 04 2018

Can You Add Renovation Costs to Your Mortgage?

Some home buyers are only interested in move-in ready properties, but others are open to looking at fixer uppers. While....

March 23 2018

6 Tips for Getting a Mortgage Loan

When it comes time to buy your first home or move into another that better fits your needs, getting a mortgage loan is a....

March 09 2018

What Are 203(k) Loan Requirements?

There are significant advantages to securing a 203(k) loan, which is backed by the government agency Federal Housing....

February 08 2018

4 Facts About FHA Home Loans

There are a wide range of mortgages available for home buyers to consider. FHA home loans are just one option and are....

4-Types-of-Mortgage-Loans-that-Home-Buyers-Should-Consider
January 30 2018

4 Types of Mortgage Loans that Home Buyers Should Consider

For many people, they’re going to need some financial assistance in order to achieve their dream of homeownership. This....

September 26 2017

Mortgage Dos and Don'ts to Keep in Mind

Whether you are a first-time home buyer looking to (finally!) move out of your parents’ house, or an experienced home....

September 25 2017

What Are the Income Requirements of a USDA Loan?

At first thought, people may think USDA loans are meant for those living way out in the country, far removed from city or....

September 13 2017

What Is the Jumbo Loan Limit?

If you're thinking of buying a house that could be more expensive than the average property in your area, you may need a....

August 02 2017

Are VA Loans Assumable?

Military veterans receive a wide range of benefits during and after their service. The opportunity to get a VA home loan....

July 31 2017

What Are the Closing Costs for a USDA Loan?

If you've already begun seeking out a mortgage and researching the different types of loan options available, you've....

July 27 2017

The Difference Between Conventional and FHA Loans

When you need a mortgage, you will quickly learn that there are many different types available. Some mortgages are....

July 25 2017

Where Can You Get a Home Renovation Loan?

Whether you've found a great fixer-upper or if you simply want to renovate and update your current home, you're going to....

July 24 2017

What Are the Current Jumbo Mortgage Rates?

If you want to purchase a home worth $400,000 or more, you may need to get a jumbo loan to cover the cost. Jumbo loans....

July 05 2017

Is a Duplex a Good Investment?

Whether you're looking to buy a home for your family or planning to get into real estate, buying a duplex could be a good....

Home with Blue door, tan siding and dormers
June 26 2017

Buying a House in the Summer

Summer is one of the most popular times to buy a house in most markets, second only to spring. Why is that, and should....

Couple working with mortgage worker and handing keys
June 21 2017

10 Steps to Buying a House

Buying a house can seem complicated, but it's easier than you think. Here's how to buy a house in 10 steps.

Mortgage worker showing documents
June 12 2017

The Pros and Cons of Refinancing Your House

If you own your home, but think you can get a better mortgage loan than what you have now, you might want to refinance.....

couple stressed while doing taxes
June 07 2017

What Closing Costs Are Tax Deductible?

If you're in the process of buying a home, saving money any way you can is a good idea. Fortunately, you will be able to....

Mother and daughter unpacking boxes
June 01 2017

7 Reasons People Move

If you're thinking about moving, you're not alone. Every year, between 11.5 and 12.5 percent of the U.S. population....

May 25 2017

What Documents Do I Need to Apply for a Mortgage?

You’ve been working hard to secure good credit and saving to put down 20 percent on the home of your dreams. Now that....

Middle aged man and wife looking at documents
May 22 2017

Top 4 Questions to Ask When Buying a Home

Knowing what questions to ask when buying a home can mean the difference between living in a wonderful house with....

May 18 2017

Your Home Purchase: Who's Who at the Closing Table

You’ve bought your first home. The closing date is set and as you pack up your belongings and prepare to move, you....

Couple joyfully signing mortgage documents
May 15 2017

How Do FHA 203(k) Loans Work?

FHA 203(k) loans are designed to help people fund home remodeling projects. These loans can either be used to fund....

Toy Replica House sitting on dollar bills
May 09 2017

Top 5 Reasons to Refinance Your Long Island Home Now

It’s more than likely you or someone you know has refinanced a home on Long Island. A refinance—replacing your current....

Couple looking at computer and paying
May 01 2017

Comprehensive Guide for First-Time Home Buyers

Buying your first home can be an exciting prospect, but also a challenge. With some knowledge of what to expect when you....

Older couple seeking a mortgage
April 24 2017

4 Benefits of Reverse Mortgages

If you're a senior who owns a home that is paid off—or almost paid off—it's worth considering getting a reverse mortgage.

Piggy Bank in front of blurred home
April 18 2017

What Are Average Closing Costs on a Home?

Closing costs are the administrative, legal and other fees associated with purchasing a home. Most experts recommend that....

Couple talking to mortgage broker about house
April 03 2017

How Does a Reverse Mortgage Work?

A reverse mortgage is a home loan that allows you to borrow money against the value of your home. Here's all you need to....

Home with beautiful landscaping and patio
March 27 2017

A Step-by-Step Guide to Buying a Multi-Family Home

Buying a multi-family home has its advantages. For instance, you can earn money from other tenants while your family....

March 22 2017

What Is a VA Loan & How Do You Qualify?

Most home buyers must borrow money before they can buy a piece of property. Without a mortgage, it’s unlikely many have....

March 13 2017

USDA Loans: Everything You Need to Know

If you're considering buying a house, it's helpful to have an understanding of all the types of loans available to you.....

Hand writing on document
March 07 2017

5 Steps to Getting a Mortgage Pre-Approval

Getting pre-approved for a mortgage is a process that determines whether you qualify for a home loan. It's important to....

Handing keys over to other hand in agreement
February 22 2017

What Are USDA Home Loans?

USDA home loans are available to low and very low-income borrowers in rural areas. If you aren't able to qualify for a....

Couple pointing at details in beautiful lit empty home
February 16 2017

6 Things to Look for When Buying a House

Buying a home is an exciting venture, but can come with some pitfalls. To avoid unexpected expenses, you need to perform....

Aerial view of beautiful coast of rocky hill
February 08 2017

Best Places to Live in 2017

The best place to live depends as much on livability and job opportunities as it does on personal taste. However,....

Couple looking in agreement at each other
February 01 2017

Am I Eligible for a USDA Loan?

USDA loans allow borrowers of modest means to enjoy the security and stability of owning their own home. If you aren't....

Hand filling out Loan document
January 30 2017

Applying for FHA Home Loans: What Your Lender Should Know

You will need to provide specific documentation when you apply for an FHA home loan or any type of mortgage loan because....

Man working on house with paint roller in hand
January 19 2017

Buying a Fixer Upper: Is it Right for You?

Choosing the home you’re going to live in is one of the biggest financial decisions you will ever make. Being a homeowner....

Large home with beautiful landscaping
January 12 2017

Should You Live in the Multi-Family House You’re Renting Out?

For many people, purchasing a multi-family home is an investment opportunity—one that could help bring in extra monthly....

Couple speaking with agent about mortgage information
January 09 2017

Can You Refinance Your Home with a Different Lender?

Refinancing their home mortgage is a viable option that many homeowners use when they want to reduce their monthly....

December 27 2016

The 10 Essential Laws for First Time Home Buyers on Long Island

Buying a home, especially your first home, can be a fun experience with a touch of confusion and uncertainty. While you....

Man holding check and credit card over calculator on desk
December 23 2016

4 Benefits of a Debt Consolidation Loan

Obtaining a debt consolidation loan is a great way to get a handle on your debt. By combining what you owe into one loan,....

Calculator next to cut out of house symbol with keys
December 14 2016

Is a Reverse Mortgage a Good Idea for You?

Getting a reverse mortgage can be advantageous for many seniors looking for some additional capital. But just because you....

December 07 2016

Refinance Your Long Island Home For the Holidays

Kick off the New Year with a new mortgage.

The Holiday season is marked by warm get-togethers, seasonal cheer, and of....

Spiral staircase with hardwood floors and excellent natural light
November 30 2016

Is Buying a Duplex and Renting it Out Worth it?

Buying a duplex can be rewarding. Most people decide to purchase a duplex to reap the benefits of being a landlord:....

Woman looking and calculating for house purchase
November 23 2016

What to Consider Before Refinancing Your Mortgage

Before you make any important financial decision, you should always do your research. Refinancing your home mortgage is....

Family in front of For Sale sign
November 16 2016

Why Buying a Home in the Winter is a Great Idea!

Everyone knows that spring is the prime time to buy a home, right? Right?

Wrong.

American Flag against Hardwood Barn
November 09 2016

An Introduction to the VA Loan

In honor of Veteran’s Day this Friday, here’s an introduction to a home loan designed specifically with veterans and....

construction inspector looking at house
November 02 2016

Why Get a Home Inspection Before Buying a House?

Before you decide that you've found the perfect place to live in, take a close look at the property’s infrastructure with....

Front of house with double garage and driveway
October 28 2016

A Home Buyer's Guide to Making an Offer

While some people have experience purchasing a home, others are just getting familiar with the process. Some first-time....

Girl looking at calculator and documents
October 18 2016

How to Qualify for a Home Mortgage Refinance

When you're looking to refinance the mortgage on your home, you’ll have to provide certain financial information to your....

Older couple looking out at horizon and ocean on beautiful beach
October 07 2016

4 Reverse Mortgage Advantages

Reverse mortgages can help homeowners who are 62 years old or older receive a single payment or monthly payments based on....

Couple listening intently to Loan Originator
October 04 2016

Tips for Refinancing Your Long Island Home

Every year, countless Long Islanders refinance their homes. Usually people decide to do this so they can save money to....

September 21 2016

7 Valid Reasons for Moving to Another Long Island Home

People move every day—not just on Long Island, but around the world. Some travel to some place completely new....

September 16 2016

What to Look for in a New York Mortgage Lender

Choosing a New York mortgage lender is a critical part of moving. You may think that all lenders are the same, but that....

Keys with House Keychain
September 15 2016

Moving on Long Island? Here are 6 Qualities of a Good Realtor.

Choosing a realtor to help you sell or buy a home may seem like a simple task, but that isn’t always the case. Unless you....

Man signing documents in business attire
September 13 2016

The Renovation Loan Offered by FHA-Approved Lenders

Some people are satisfied with a typical, conventional mortgage loan to finance their new home, but if they want help to....

House in beautiful fall landscape with colorful leaves on trees and ground
September 07 2016

Selling Your Long Island Home in the Fall

Trying to make your home appealing to a buyer is a challenge no matter the season. You may think that your home is....

Woman stressed over mortgage problems
September 06 2016

Dealing With Home-Buying Stress As You Shop for a Duplex

Choosing to buy a multi-family home is a big decision, and with that commitment comes a lot of stress, especially in the....

Woman holding small replica of house in both hands
August 29 2016

Are You Ready to Downsize to a Smaller Home?

As much as you love your present home, someday you may decide that it's time to downsize. Here's what you need to....

Son moving out of parents home
August 24 2016

5 Tips for Moving Out of Your Parents’ House

Although living at home with your parents does have its advantages (don't you love having someone else making you....

Beautiful home at dusk with lights on in light drizzle
August 18 2016

3 Benefits of Buying a Move-In Ready Home

Buying a fixer-upper does have its advantages for those who are handy around the house, but taking on a project of that....

Couple on lawn in front of new home
August 10 2016

What are the Advantages of Owning a Home?

Owning a home is a lot of responsibility, but it can also be extremely rewarding. Home ownership comes with benefits.....

Couple sitting down after day of working on new home
August 05 2016

4 Reasons to Buy a Fixer-Upper

While some people prefer to buy move-in ready properties that don’t require a lick of work, others opt for fixer-uppers....

August 02 2016

7 Qualities of a Good Mortgage Loan Originator

Choosing the right mortgage loan originator can be a tough task, but it’s a necessary part of the home-buying and....

Diverse family with daughter speaking to mortgage broker
July 26 2016

Why It’s So Important to Get Pre-Approved for a Mortgage

As you get ready to buy a new home, not only do you need to hire a realtor, put your current home on the market and go to....

Multiple coin stacks
July 13 2016

How to Qualify for Debt Consolidation

Consolidating your debt through your mortgage can help you get back on track to becoming debt free. But doing this....

House with great landscaping
July 06 2016

8 Signs You Are Ready to Buy Your First Home

Owning a home is a big responsibility, but also an exciting endeavor that first-time home buyers are eager to work....

Tools laying on hardwood - overhead shot
June 29 2016

6 Tips for Buying and Financing a Fixer-Upper

With cable TV shows highlighting both the benefits and the hardships of buying and financing a fixer-upper home, some....

Buy-LI-House
June 24 2016

How to Buy a House on Long Island: Follow these 11 Steps

So you’re ready to buy a house on Long Island! But where do you start?

 Business man with box and books to move
June 20 2016

5 Commercial Moving Tips

There’s a lot that goes into moving a business. Just like with a residential move, you have to set up a realistic budget,....

Man pointing at graph on table with pen
June 16 2016

7 Quick Reverse-Mortgage Facts To Keep in Mind

Reverse mortgages differ from other mortgage loans and require specific qualifications from loan applicants. Before....

Overhead of calculator with documents and keyboard
June 13 2016

What Does Debt Consolidation Mean?

Debt is such an ugly word, isn’t it? Nobody wants to hear it. Unfortunately, too many people today have experience with....

House blurred in background with For Sale sign
June 10 2016

Buying a Multi-Family Home: Should You or Shouldn’t You?

Buying a multi-family home can be a great investment opportunity, but that doesn’t necessarily mean it’s a great option....

June 08 2016

What Does it Mean to Refinance Your Mortgage?

“Refinance” is a word often used in the mortgage industry. Homeowners may want to refinance their mortgage for....

What Not to Do When Applying for a Mortgage Pre-Approval
May 31 2016

What Not to Do When Applying for a Mortgage Pre-Approval

Getting pre-approved for a mortgage is probably one of the most important parts of the home-buying process. Without....

Home Sales in New York on the Rise, According to NYSAR
May 27 2016

Home Sales in New York on the Rise, According to NYSAR

According to the April 2016 Housing Market Report released by the New York State Association of Realtors (NYSAR)—a....

6-Moving-Apps-that-will-Help-You-Transition-Between-Homes
May 23 2016

6 Moving Apps that will Help You Transition Between Homes

Just thinking about all of the tasks you have to complete as you transition from your old home to your new one is....

Buying-Your-First-Long-Island-Home--Take-Notice-of-These-Red-Flags
May 13 2016

Buying Your First Long Island Home: Take Notice of These Red Flags

Buying your first home on Long Island is exciting for any Long Islander. If you want, you can spend hours watching cable....

Why-Use-a-Realtor-When-Buying-Your-Long-Island-Home
May 12 2016

Why Use a Realtor When Buying Your Long Island Home?

Long Island is the home to some of the finest real estate, so even the thought of moving can be overwhelming due to the....

3_Reasons_to_Get_a_Long_Island_FHA_203k_Rehab_Loan
May 05 2016

3 Reasons to Get a Long Island FHA 203(k) Rehab Loan

Many people call Long Island home, but like every other place in the country, not every house on the market is move-in....

May 02 2016

What are Some Factors that Affect Long Island Mortgage Rates?

Mortgage rates seem to be in constant flux, so Long Island home buyers may be wondering what causes them to fluctuate,....

City Modern Designed Condo
April 29 2016

7 Tips for Buying a Condo

A lot goes into buying a condo, or any other piece of property for that matter. First, there’s figuring out what you can....

Statistics Show Millennials Buying More Homes than Other Generations
April 22 2016

Statistics Show Millennials Buying More Homes than Other Generations

It’s official. Millennials are all grown up, and though for a while it seemed like they would never be able to move out....

6 Tips to Help Sell Your Home
April 20 2016

6 Tips to Help Sell Your Home

Most people dread the long, tedious process of moving and want nothing more than to buying a new home and get settled in....

Celebrity Real Estate News: Joe Namath Purchases $1 Million NYC Co-Op
April 15 2016

Celebrity Real Estate News: Joe Namath Purchases $1 Million NYC Co-Op

The great NFL quarterback, Joe Namath, forever known as Broadway Joe after leading the New York Jets to the Super Bowl,....

What's a Reverse Mortgage or HECM
April 05 2016

What's a Reverse Mortgage or HECM?

Many older homeowners look for ways to leverage their primary residence to cover their financial needs and fund their....

The Need-to-Know About Multi-Family Loans
March 29 2016

The Need-to-Know About Multi-Family Loans

Multi-family loans are sought by people who need help purchasing a multi-family property, which is a piece of real estate....

Commercial Mortgage Rates and Requirements
March 28 2016

Commercial Mortgage Rates and Requirements

Commercial mortgage loans are a great way to secure business real estate. But, like any other type of loan, you should be....

First-Time Home Buyer Programs Can Help Secure Your Dream House
March 22 2016

First-Time Home Buyer Programs Can Help Secure Your Dream House

Purchasing a home is a great investment. Paying a mortgage instead of rent allows you to build equity and, if you ever....

Eyeglasses on Debt Consolidation Loan Application
March 11 2016

The Ins and Outs of Debt Consolidation Programs

It can be overwhelmingly stressful when you have so many outstanding debts—student, car, medical, credit card—and you are....

Understanding FHA Loan Limits
March 10 2016

Understanding FHA Loan Limits

Like any type of loan, an FHA loan is only provided under certain circumstances. It’s important to understand what these....

Renting vs. Buying a Home
February 26 2016

Renting vs. Buying a Home

Buying a home to build equity is one of the main financial reasons prospective buyers jump into the market, but many....

Condo with nice landscaping on sunny day
February 18 2016

What is a Non-Warrantable Condo?

A non-warrantable condo is a piece of property that is not approved by the Federal National Mortgage Association (Fannie....

Getting a Mortgage Pre-Approval for a Spring Move
February 12 2016

Getting a Mortgage Pre-Approval for a Spring Move

Believe it or not, springtime is right around the corner—it’s less than six weeks away! But spring isn’t just the time....

Nesting Blog: Adulthood and my Long Island Refinance
The Mortgage Crisis and Housing Bubble Explained
February 03 2016

The Mortgage Crisis and Housing Bubble Explained

It was Jimmy Carter who introduced the idea of the American Dream as home ownership with the passage of the Community....

Why a Long Island Realtor is Your (and Our) Best Friend
January 27 2016

Why a Long Island Realtor is Your (and Our) Best Friend

Being a Long Island Realtor is not as easy as you might think. Of course, it seems kind of glamorous, but the great ones....

When Should I Lock in my Mortgage Rate?
January 21 2016

When Should I Lock in my Mortgage Rate?

Part of the process in securing home financing is locking in your mortgage rate. Your mortgage rate is the interest rate....

Why Do I Need Title Insurance?
January 08 2016

Why Do I Need Title Insurance?

When purchasing a home, buyers find that there are more aspects to the transaction than they might have originally....

December 30 2015

8 Reasons Why Buying a Home on Long Island is a Smart Idea for Millennials

Buying a home on Long Island is a smart investment across the board. But for millennials especially, real estate can be....

The Nesting Blog: Home for the Holidays
December 21 2015

The Nesting Blog: Home for the Holidays

It starts with a trip up into the attic and boxes recovered from what seems to be ages ago. The careful unwrapping of....

What is an FHA 203(k) Rehab Loan?
December 18 2015

What is an FHA 203(k) Rehab Loan?

In the right circumstances, an FHA 203(k) rehab loan could mean the difference between buying a move-in condition house....

Text Graphic - Top 5 Things you didn't know affect credit scores
December 15 2015

The Top 5 Things You Didn't Know Affect Credit Scores

When purchasing or refinancing a home, your credit score is a crucial component of your financial health. With exemplary....

Contour Supports Long Island Charities this Holiday Season-and Always
December 09 2015

Contour Supports Long Island Charities this Holiday Season-and Always

The holidays inevitably bring up the biblical adage, “It is more blessed to give than to receive.” Contour Mortgage....

5 Tips for Selling Your Long Island Home in Winter
December 07 2015

5 Tips for Selling Your Long Island Home in Winter

Selling your Long Island home during the winter months is a tough proposition. LI winters are notoriously harsh, with....

The Nesting Blog: Our Holiday Surprise
November 24 2015

The Nesting Blog: Our Holiday Surprise

The impending holidays bring about a lot of feelings: nostalgia, excitement, joy. But if I’m going to tell you the whole....

What's the Difference Between a Mortgage Banker vs. Broker
November 11 2015

What's the Difference Between a Mortgage Banker vs. Broker

When shopping for a mortgage, consumers are often confused about the differences between a banker vs. broker. Some use....

The Nesting Blog: How Thanksgiving Turned My House into a Home
November 06 2015

The Nesting Blog: How Thanksgiving Turned My House into a Home

November on Long Island ushers in the crispness of the fall, delivering us into the holiday season and the winter....

Realtors' Guide to New TRID Rules
October 29 2015

Realtors' Guide to New TRID Rules

On October 3rd, the Consumer Financial Protection Bureau enacted the new TRID rules (TILA-RESPA Integrated Disclosure),....

Mortgage Question: Should I Pay Points?
October 26 2015

Mortgage Question: Should I Pay Points?

One of the most important questions borrowers ask when refinancing or buying a home is: Should I pay points toward my....

Team of Business Professionals ready to help
October 22 2015

Long Island Mortgage Guide: The Best Team to Get You into a New Home

Finding and purchasing the right home is a team effort. No task that needs to be completed is done in a vacuum. From....

Credit Score checklist
October 16 2015

6 Expert Tips to Help Establish Credit Preparedness

You can graduate high school, procure a prestigious college degree, recite a soliloquy from Hamlet, be able to calculate....

The Ultimate Guide to Securing the Right Mortgage
October 14 2015

The Ultimate Guide to Securing the Right Mortgage

After you’ve been pre-qualified for a mortgage and made an offer on a home in your price range, you can start the....

Couple sits in cartoon painted room
September 29 2015

Finding the Right Home for You on Long Island

Once you know how much home you can afford, it’s time to hunt for your dream home. It can be tough to know which is the....

Condo Modern Designed Building
September 28 2015

What's the Difference Between Condos and Co-ops?

There’s a good chance you would not be able to determine if a piece of property is a condominium (condo) or a cooperative....

Fall Refresh for Long Island Realtors
September 24 2015

Fall Refresh for Long Island Realtors

Homes are so beautiful in the fall.

The warm colors of the season tends to be a perfect backdrop for setting the stage up....

Mortgage Refinance Application
September 22 2015

TRID Mortgage Changes Coming October 3: What You Need to Know

The details of mortgage paperwork can be confusing to many people looking to buy or refinance a home. The legal....

The Value of Long Island Mortgage Companies
September 21 2015

The Value of Long Island Mortgage Companies

The mortgage industry has gone through dramatic regulatory changes in recent years. This has resulted in a massive shake....

The Ultimate Guide to Refinancing on Long Island
September 19 2015

The Ultimate Guide to Refinancing on Long Island

Refinancing on Long Island can be a complex task. Information abounds concerning many of the different components....

Military family with little boy holding American flag
September 07 2015

Resource Guide for Long Island Veterans

Long Island boasts a proud tradition of military service. The region has the tenth highest returning veteran population;....

Planning Your Move with New York Relocation Professionals
September 02 2015

Planning Your Move with New York Relocation Professionals

This is how it goes: It’s time to move. The apartment is getting cramped. You’ve just gotten married. You’ve just gotten....

Save Money Illustration, Money Signs over House
August 28 2015

Five Ways to Reduce Home Expenses on Long Island

Living on Long Island is expensive. The choice to live here is based on an age-old adage: You get what you pay for. Long....

The Plunge of the Dow Spells Good News for Long Island Mortgage Rates
August 24 2015

The Plunge of the Dow Spells Good News for Long Island Mortgage Rates

This week brought bleak news to those with their eyes on Wall Street, which took a serious plunge as investors....

close up shot of a for sale sign in front of a home
August 20 2015

How to Navigate Simultaneous Closings When Buying and Selling a Home

The myth of the simultaneous close sits somewhere in the universe between the existence of unicorns and search for tiny....

Hand holding House Keys with House Keychain
August 14 2015

Home Equity Options for Increased Home Value

As real estate values have risen and stabilized, many homeowners are accessing equity in their homes through second....

Contour Cares: Executives Support Long Island Charities
August 12 2015

Contour Cares: Executives Support Long Island Charities

Dan Pisani, VP of Sales for Contour Mortgage Corporation, wears his heart on his sleeve. As a high-powered executive,....

Answers to Your Questions about Long Island Mortgage Rates
August 07 2015

Answers to Your Questions about Long Island Mortgage Rates

When buying a home, a lot has to be taken into consideration: neighborhood, amenities, proximity to the workplace, the....

Why Asking About Long Island Mortgage Rates is the Wrong Question
July 31 2015

Why Asking About Long Island Mortgage Rates is the Wrong Question

The most common mortgage question buyers ask first when shopping for a home is, “What’s your rate?” While securing a good....

Should I Refinance My Long Island Home
July 29 2015

Should I Refinance My Long Island Home?

Historically low interest rates have caused many in our area to question: Should I refinance my Long Island home?

....

Field Guide for First Time Home Buyers on Long Island
July 24 2015

Field Guide for First Time Home Buyers on Long Island

Buying a home, first things first…

So you’ve decided to buy a home; congratulations - now the fun begins! 

Actually, it....

10 Tips for Creating Memorable Open Houses on Long Island
July 22 2015

10 Tips for Creating Memorable Open Houses on Long Island

An Open House in the real estate business is an important part of a Realtor’s success. It could be a stepping-stone to....

Piggy Bank next to Toy House
July 15 2015

CEMA Mortgage: How You Can Save NYS Mortgage Tax

The advantage of a CEMA mortgage on your home refinance.

The only certainties in life are death and taxes, right?

Pre-Approval vs. Pre-Qualification
July 10 2015

Pre-Approval vs. Pre-Qualification

Home buying can be competitive. You aren't just looking for your dream home, you might be pitted against others who are....

The Difference between Real Estate Agent and Real Estate Broker
June 17 2015

The Difference between Real Estate Agent and Real Estate Broker

Often times the terms “real estate agent” and “real estate broker” are used correspondingly. Although both agents and....

Morey Publishing Presents: Extreme Survival - Long Island Edition
May 29 2015

Morey Publishing Presents: Extreme Survival - Long Island Edition

On life’s journeys, we sometimes encounter rocky situations. No matter how hard we plan, how meticulously we research, or....

May 19 2015

Top 10 Updates that Increase Home Value on Long Island

Selling a house for top dollar is the ultimate goal for any Realtor. Accomplishing the best return for your client – and....

May 19 2015

The Keys to Becoming a Successful Real Estate Agent

Real estate professionals are a unique breed of businessperson. For some, facilitating the transactions between home....

Featured Posts


New Call-to-action