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Mortgage News, Tips and Resources

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May 22 2023

Government-Backed Loan Qualifications & Requirements

Whether you’re a first-time or repeat home buyer, government-backed loans offer lower down payments, lenient credit scores, and many other financial benefits.

Happy young couple with key in hand standing outside in front of their new home
May 01 2023

What Is a Government-Backed Mortgage & How Do I Qualify?

Insured by various U.S. federal agencies, government-backed mortgages can help borrowers achieve home ownership through lower down payments and closing fees, flexible credit scores, and other advantages.

November 14 2022

Which Loans Are Best for First-Time Home Buyers?

First-time home buyers may qualify for various conventional and government-backed loans, such as those offered through Fannie Mae, Freddie Mac, the Federal Housing Administration, U.S. Department of Agriculture, and Veterans Affairs.

November 03 2022

Types of Government-Backed Home Loans

Government-backed loans offered through the Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and Veterans Affairs (VA) can assist qualified borrowers with home purchases, and improvement and rehab projects.

July 15 2022

5 Ways to Reduce Home Expenses on Long Island

With the cost of living increasing each year, many prospective and current Long Island homeowners are seeking ways to keep expenses down, such as refinancing, tax grievances, veterans benefits, energy audits, and debt consolidation.

happy family in living room
February 17 2022

Which Home Loan Is Best for Me?

When researching and comparing the best mortgages for your needs, there are several options, such as conventional, government-backed, jumbo loans, and more—all of with unique requirements, features, benefits, and cost-saving incentives.

dad dressed in military uniform holding smiling daughter in front of home
January 04 2022

5 Programs to Help Veterans Buy a Home

There are various financing options available to help active and retired members of our nation’s military purchase, refinance, or rehab a home. These include: VA loans; Specially Adapted Housing, Special Housing Adaptation, and Temporary Residence Adaptation grants; and the New York State Homes for Veterans Program.

December 03 2018

5 Facts About VA Home Loans

VA home loans don’t have a limit, are only available through lenders, must be used for primary residences and eligible to surviving spouses, and require a Certificate of Eligibility.

April 18 2018

6 Benefits of a VA Loan

VA loan benefits include: no down payment or private mortgage insurance requirements, minimal closing costs, more flexible DTI ratio requirements, bankruptcy forgiveness, and financial counseling services.

August 02 2017

Are VA Loans Assumable?

Assumable loans let home buyers assume the remaining debt of a property's previous owner. In most cases, VA loans are assumable.

March 22 2017

What Is a VA Loan & How Do You Qualify?

VA loans are a type of mortgage loan specifically designed for veterans and their families to help them purchase a home.

American Flag against Hardwood Barn
November 09 2016

An Introduction to the VA Loan

VA loans were designed to show appreciation for veterans, helping them, active-duty service members and surviving spouses secure a home.

Military family with little boy holding American flag
September 07 2015

Resource Guide for Long Island Veterans

Built upon this bedrock of military history, LI shows its gratitude to returning soldiers with resources and programs to assist Long Island veterans.

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